Terms of Use and Privacy Policy

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Welcome to our website!

This website is operated by AFCO Asset Holdings, LLC (“AFCO”).

BY ACCESSING, BROWSING, OR OTHERWISE USING THIS WEBSITE INCLUDING SUBMISSION OF INFORMATION VIA THIS WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTAND, AND AGREE TO THESE TERMS OF USE AND PRIVACY POLICY.

  1. Usage Information. In order to better serve you and provide the functionality of this website, AFCO also may use certain web technologies such as “cookies” to track your use of this website. Your browser may have an option that allows you to reject cookies, but doing so may limit your use of this website. We may also use web beacons (also known as ‘action tags’ or ‘one pixel.gif files’) to measure the effectiveness of, and otherwise manage, our online advertising. These web beacons enable our advertising server to recognize you when you visit this website and may be used to determine which banner ads bring users to the website.
  2. Use of Information Collected. AFCO uses information that you provide via this website for its general business purposes, including responding to you. Information provided via this website will become AFCO’s property. Nevertheless, AFCO will reasonably protect personally identifiable information (“PII”) as provided herein.
  3. Transfer of Information. AFCO may share all information provided via this website, including PII, with its affiliates, including companies that it controls, control it or with which it is under common control, as well as with unaffiliated third parties who perform services for AFCO and/or any of those entities and/or as otherwise required to respond to you. Except as otherwise described in these Terms of Use and Privacy Policy, AFCO does not disclose or release your PII to third parties; except: (i) for compliance purposes; (ii) in connection with legal requests from government authorities or third parties pursuant to a subpoena or other legal process; (iii) to perform payment verifications, debt reporting or collection, or to otherwise protect the rights or property of AFCO, its employees, and customers; or (iv) if we sell or otherwise transfer substantially all of our assets.
  4. Security of PII. AFCO takes reasonable precautions and has implemented reasonable technical measures intended to protect against the risks of unauthorized access to, erroneous disclosure of, and interception of your PII. Nevertheless, after we receive your PII, we cannot guarantee that your PII may not be accessed, disclosed, altered, or destroyed as a result of a breach of our commercially reasonable efforts or as a result of any other event beyond our reasonable control. Also, please be aware that your email transmissions and/or other communications to AFCO containing PII may be intercepted or accessed by third parties and/or this website may be subject to network attacks or administrative errors. Accordingly, AFCO cannot and does not guarantee that your PII is completely secure and safe from such risks. FOR THE AVOIDANCE OF DOUBT, AFCO EXPRESSLY DISCLAIMS ANY REPRESENTATION OR WARRANTY, EXPRESS OR IMPLIED, WITH RESPECT TO ANY DEFINITIVE PROMISE OF SECURITY IN CONNECTION WITH YOUR PII.
  5. Reviewing/Changing PII. If provided by applicable law, you may review, edit or delete any of the PII you have provided by writing to the following address:

AFCO Asset Holdings, LLC
Attn: Privacy Officer
P.O. Box 16860
Washington, DC 20041-6860

AFCO may require additional identifying information in connection with such requests:

  1. Opting-Out. You may opt-out of receiving mass communications from AFCO or other information for which you subscribed by clicking on a link provided at the bottom of the email communication.
  2. Third Party Sites. This website may contain links to other websites. AFCO is not responsible for the content of those sites or the collection, use or disclosure of information collected through third-party websites and expressly disclaims any liability related to such collection, use or disclosure. AFCO is not responsible for the practices employed by websites linked to or from this website nor the information or content contained therein. Links to other websites are provided solely as a convenience. Your browsing, use and interaction on any other website are subject to that website’s rules and policies.
  3. Children’s Use. Our site is not designed for or directed to children under the age of 13, and AFCO’s policy is not to collect PII from children under the age of 13. We recommend that children under the age of 13 be supervised by an adult while using the Internet and require that children under the age of 13 not provide any PII information via our website.
  4. All rights to trademarks held by AFCO are reserved exclusively to AFCO and its licensees. No license is granted therein via this website.
  5. Warranty Disclaimer. THIS WEBSITE AND ALL OF THE INFORMATION IT CONTAINS ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED. ALL IMPLIED WARRANTIES, INCLUDING, WITHOUT LIMITATION, THAT THIS WEB SITE WILL OPERATE WITHOUT INTERRUPTIONS, BE SECURE, ERROR-FREE OR THAT IS CONTENTS ARE FREE FROM VIRUSES OR THE LIKE AS WELL AS IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ARE EXPRESSLY DISCLAIMED.
  6. Limitation of Liabilities. UNDER NO CIRCUMSTANCES WILL AFCO OR ANY OF ITS AFFILIATES BE LIABLE TO ANY PERSON OR OTHER ENTITY FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR OTHER DAMAGES BASED ON ANY USE OF THIS WEBSITE OR ANY OTHER WEBSITE TO WHICH THIS SITE IS LINKED, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, OR LOSS OF PROGRAMS OR INFORMATION, EVEN IF AFCO HAS BEEN SPECIFICALLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
  7. AFCO reserves the right, at any time and without notice, to add to, change, update or modify these Terms of Use and Privacy Policy, including retroactively, by publicly posting such updated version on this website.
  8. Choice of Law, Etc. These Terms of Use and Privacy Policy will be governed by and construed in accordance with the laws of the United States of America and the Commonwealth of Virginia without regard to conflict of law principles or law and subject to the exclusive jurisdiction of the court of Virginia or the federal courts of the Eastern District of Virginia. If any part of these Terms of Use and Privacy Policy is determined to be invalid or unenforceable pursuant to applicable law, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of these Terms of Use and Privacy Policy shall continue in force and effect. Any case brought pursuant to these Terms of Use and Privacy Policy may be brought only in a party’s individual capacity and not as a plaintiff or class member in any purported class or representative proceeding. No legal action may be brought under these Terms of Use and Privacy Policy unless commenced within six months from the date of the alleged incident. All right to trial by jury in any action, proceeding or counterclaim arising out of or in connection with these Terms of Use and Privacy Policy is irrevocably waived.
  9. Further Questions. If you have questions or concerns regarding these Terms of Use and Privacy Policy, please direct your inquiries via post to:

AFCO Asset Holdings, LLC
Attn: Privacy Officer
P.O. Box 16860
Washington, DC 20041-6860

Copyright © 2019, AFCO Asset Holdings, LLC. All Rights Reserved.